Stone Harbor is perennially at the top of the price lists for tony coastal real estate. The median listing price in the Cape May County community is $1.6 million, making ownership there an option for the lottery winners among us. These three homes are each listed for over $4 million, and they have the finishes to match their price points.

10109 Sunrise Drive, Stone Harbor 
$4,500,000
Monthly taxes: $6,563
Tell me about it: Where do you live when you have not one, not two, but three boats that need docking? This five-bedroom bay-front beauty is a good option. In addition to three boat slips, the property includes a private floating dock. Other outdoor waterfront features include a heated in-ground pool adjacent to an outdoor widescreen TV. Inside, the gourmet kitchen features built-in wine storage, and the living room has a fully equipped wet bar. Bonus: The whole thing is wired with SONOS sound, for all your friends of the pod to enjoy.

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10 88th St., Stone Harbor 
$4,499,000 
Monthly taxes: $6,561
Tell me all about it: Tough to determine which is more impressive at this five-bedroom home: the interior or the exterior. Inside, the finishes include high-end appliances and beautiful details like tray ceilings. But outside, there is a luxury-level outdoor kitchen with details like an ice machine and two flat-screen TVs next to a heated in-ground pool and lovely landscaping.

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339 104th St., Stone Harbor 
$6,095,000 
Monthly taxes: $8,889
Tell me all about it: We are gaga for the bay-front sundeck on this six-bedroom home. The property also includes multiple protected boat slips and 100 feet of brand-new bulkhead. We also love that the living room can be enclosed for cooler weather or open for breezy sunny days in the summer. Bonus: All six bedrooms feature en-suite baths, and the master includes a private deck.

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