The Affordable Care Act is the biggest scam ever perpetrated against American citizens. It removes the competition between the insurance providers and permits them to raise to deductibles to whatever they want. These so-called nonprofit companies are permitted to accumulate untold billions of dollars in "reserve" with no accountability, while giving their top executives millions of dollars in bonuses. Some of the "poorest" U.S. senators have three homes and drive a $200,000 car while never having had a job in the private sector. How are these politicians able to accumulate such wealth? Are these politicians and insurance companies being held accountable? How much have the health-care political action committees contributed to these politicians. People need to wake up and start asking these questions.