Clarifi, the Philadelphia-based credit-counseling nonprofit, plans a free workshop Thursday, June 15, to help consumers determine whether to buy a car or lease one.

The workshop, entitled "Buying a Car: What You Need to Know," is scheduled from 5:30 to 7 p.m. at Clarifi's main office, 1608 Walnut St., 10th floor. Participants will learn what is and isn't typically negotiable during the car-buying process; how to weigh leasing versus buying a car; how to avoid common car-buying scams; and how to shop for loans and protect your credit. Clarifi also offers separate appointments with counselors to identify ways to improve credit and contact creditors.

Due to limited seating, registration is required for the workshop. Visit or call 215-563-5665.